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   (253) 838-3454

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Serving Washington State  (253)838-3454

Send us a Message

Is Your Retirement Plan a House of Cards?

If you’re the average American, your retirement plan consists of legal documents (your estate plan) and a nest egg (your financial plan) designed to achieve two primary goals:

  1. Fund the adventures you’ll have after you stop working.
  2. Transition your assets after you die.

This kind of planning works beautifully if you’re lucky enough to die in your sleep. Most of us won’t be so fortunate. More than two thirds of us will develop a long-term illness that renders us incapacitated, unable to manage activities of daily living without assistance.

How will your legal documents and retirement accounts address manage this? They won’t—and the results will be catastrophic for everyone involved. When you get sick, your health crisis will create a cascade of problems. One of the most vexing will involve housing. Your family will be trying to figure out where you will live, and well-meaning health care professionals will be urging your caregivers to place you in an institution. That’s all well and good if you don’t mind institutional life, but if you’re among the 60% of Americans who say they would rather die that living in a nursing home, well, you’re out of luck.

What is your plan to find a “forever home” in retirement, one where you can live when you’re healthy and having fun—and one where you can stay when your health fails, and you need care? This is one of the most important retirement-related questions that Americans aren’t asking. It’s a question that lawyers and financial planners won’t be able to answer for you.

Who can help you answer this question? LifePlanning by AgingOptions can. LifePlanning makes it easy to create a master plan for every aspect of life in retirement, including your housing. Finding your “forever” home should be one of your top priorities. If you put it off, your failing health will make your carefully crafted retirement plan collapse like a house of cards.


A Washington Resident's Guide to Medicaid Long-Term Care Benefits

Learn the basic rules of Medicaid Long-Term Care in Washington from an expert who has helped thousands of people qualify for these life-saving benefits. Written by elder law attorney Aaron Paker, this easy-to-read book explains the rules in language everyone can understand. If you want straight talk about what benefits are available to pay for long-term care for an elderly loved one, this book is a must-read.

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Congratulations! You are about to begin the process of completing estate planning documents – for free.

Before you get started, you should know that though this service is being provided by Life Point Law, an estate planning firm, by using the free service you will not be creating an attorney-client relationship, and no attorney will review your work. Estate planning can be complicated and generally requires some degree of legal analysis to ensure you have the right provisions. Especially if you have been married more than once, you have a blended family, or you have considerable wealth. We encourage you to seek some guidance, or at the very least, have a legal professional review your work before you call it completed.

Help is available. If you’re interested in getting a second opinion on the legal documents you have created, Life Point Law offers a Peace of Mind review that can put your mind at ease knowing you have dotted all your I’s and crossed all your T’s. Let our skilled attorneys review the legal documents you have created to make sure they meet your goals.

You may also want to drop by our offices to get your documents executed (witnessed and notarized) so they are in full force and effect when they need to be used.

You will receive an email soon with information about how to schedule your Peace of Mind Consultation.

By clicking ‘Start Working on Your Free Estate Plan’ below, you will acknowledge your understanding that no attorney-client relationship exists between Life Point Law and yourself.