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   (253) 838-3454

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Serving Washington State  (253)838-3454

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Will this one mistake lead to financial ruin during retirement?

How will you pay for long-term care during retirement?

Are you counting on Medicare to foot the bill?

If you are, you’re making a big mistake.

Assuming that Medicare will meet all your healthcare needs is one of the reasons so many older Americans lose their assets to unplanned care costs.

Medicare doesn’t cover everything, even if you have a supplemental policy.

The rules are complicated, but one thing isn’t: Medicaid doesn’t pay for the long-term care you’ll need if you have a chronic illness.

Most people don’t discover this until it’s too late.

The most significant financial threat facing the average American today is suffering a serious illness without any healthcare coverage. If there is no cure for what you are suffering from, or if you need the help of others to manage your day-to-day living, your care will not be covered in any meaningful way by Medicare or other health insurance policies.

For most of us, the question isn’t “if” we will have to deal with these unexpected costs, the question is “when.” How will you pay for care that Medicare doesn’t cover?

One of the best ways to make certain you don’t lose your assets to unplanned care costs is to have an integrated plan for health, housing, and financial issues that can arise when you’re incapacitated due to long-term illness or disability. Long-Term Care Insurance can help, but it’s not for everyone. Legal tools like Safe Harbor Trust can protect assets from being exhausted before a you can qualify for long-term care benefits

You don’t have to go broke in retirement. If you’re 55 or older and still in relatively good health, it’s not too late to create a plan that will protect your assets from devastating long-term care costs.


A Washington Resident's Guide to Medicaid Long-Term Care Benefits

Learn the basic rules of Medicaid Long-Term Care in Washington from an expert who has helped thousands of people qualify for these life-saving benefits. Written by elder law attorney Aaron Paker, this easy-to-read book explains the rules in language everyone can understand. If you want straight talk about what benefits are available to pay for long-term care for an elderly loved one, this book is a must-read.

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Congratulations! You are about to begin the process of completing estate planning documents – for free.

Before you get started, you should know that though this service is being provided by Life Point Law, an estate planning firm, by using the free service you will not be creating an attorney-client relationship, and no attorney will review your work. Estate planning can be complicated and generally requires some degree of legal analysis to ensure you have the right provisions. Especially if you have been married more than once, you have a blended family, or you have considerable wealth. We encourage you to seek some guidance, or at the very least, have a legal professional review your work before you call it completed.

Help is available. If you’re interested in getting a second opinion on the legal documents you have created, Life Point Law offers a Peace of Mind review that can put your mind at ease knowing you have dotted all your I’s and crossed all your T’s. Let our skilled attorneys review the legal documents you have created to make sure they meet your goals.

You may also want to drop by our offices to get your documents executed (witnessed and notarized) so they are in full force and effect when they need to be used.

You will receive an email soon with information about how to schedule your Peace of Mind Consultation.

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